Building wealth
with a purpose.

Approach

Investment Philosophy

We are long-term strategic investors

Time in the market is more important than timing the market. We build lasting value with smart Strategic Asset Allocation (SAA), genuine diversification, and proactive risk management – always aligned with our clients’ goals.

Selective in paying for active management

Few managers consistently beat the market. We invest in active management only when it delivers
real value – true diversification or sustained outperformance.

Consistent outperformance requires strong focus and deep skills

We know our strengths and concentrate on what we excel at, outsourcing what falls outside our core competencies to carefully selected experts. Our belief in specialization and focus enables us to achieve consistent outperformance.

Disciplined, data-driven, and tech-enabled

We apply a rigorous, process-driven approach to investing – leveraging technology, quantitative methods, and strong risk management to minimize bias, enhance decision-making, and continuously adapt to market complexities.

Investment Process

Determining your investment objectives:

Adding value by matching your needs and tolerance for risk with the optimal investment strategy

We start with a comprehensive meeting to understand your financial goals, current situation, risk tolerance, time horizon, and liquidity needs.

With these insights, we will work closely with you to define the ideal investment strategy and reference currency that aligns with your goals.

Optimized Strategic Asset Allocation:

Adding value by finding the asset mix with the highest expected return for your accepted level of risk

Leveraging insights from our Investment Committee (IC), trusted external research, and our proprietary reliability scoring model, we carefully evaluate long-term risk and return potential across asset classes.

Guided by insights from our Investment Committee (IC), our powerful algorithm crafts optimized portfolios – carefully balancing risk and performance – to create the ideal Strategic Asset Allocation (SAA) for you.

Tactical Asset Allocation:

Adding value by deciding when to actively deviate from the Strategic Asset Allocation for the short term

At least once a month, our Investment Committee (IC) conducts a thorough review of economic and market conditions, assessing opportunities and risks against long-term neutral positioning. By engaging with key industry players and forming independent, objective insights, the IC identifies its best investment ideas.

Based on these insights, our Investment Committee (IC) actively makes tactical adjustments, temporarily deviating from the optimized Strategic Asset Allocation (SAA) when necessary. The extent of these deviations is guided by the IC’s level of conviction and always remains within our disciplined risk management framework.

Investment Universe Selection:

Adding value by selecting the optimal investment instrument

The Investment Committee (IC) identifies optimal investment opportunities by combining insights from our quantitative selection algorithm with a rigorous qualitative assessment.

Every investment we choose is carefully selected for its ability to deliver consistent value – whether by outperforming the market or providing meaningful diversification to strengthen your portfolio.

Portfolio implementation advice and Risk Management:

Adding value through proactive investment ideas, transparent communication, and continuous
improvement

Your Investment advisor recommends additions or adjustments to your portfolio, ensuring it aligns with all guidelines and constraints.

Independent risk controls and regular performance reviews support investment advisors.

Building wealth with a purpose.